Everything’s bigger in Texas! If your business operates in the Lonestar State, you need to cover a lot of ground. That’s why you need insurance you can count on. Don’t waste your time with companies that will dodge you when you’re in a pinch.
At American Insurance Brokers, we find the best commercial truck insurance in Texas for you. Our team has been serving fleets large and small since 1980, which is why we’re your first choice.
Texas is a special place. In Texas, there are big cities like Dallas, Houston, and San Antonio, but also lots of open space. This makes it a great place for trucking companies to do business.
Unfortunately, the great state of Texas is still improving infrastructure to manage population growth. That means the main thoroughfares can be troublesome. A 2022 study showed that I-35 in Texas is the fifth most dangerous road in the United States.
When it comes to trucks, the statistics are even grimmer.
If you work alone, your regular car insurance won’t cover you or your business. In fact, many companies will cancel your policy if you are using the vehicle for business purposes. If you have employees, Texas commercial truck insurance covers your workers when they’re driving your vehicles.
Traveling outside of Texas to neighboring states (or perhaps across the country)? Not a problem either. American Insurance Brokers will provide the coverage you need for peace of mind, wherever your business goes.
Ready to get started? Contact us today to learn more!
Your cargo, typical route, and many other factors will affect the coverages you need. These are some of the different types you’ll find in our commercial truck insurance Texas policies:
When you’re managing a business, you don’t have time for red tape. That’s why we make it easy to obtain commercial truck insurance in Texas.
When you trust American Insurance Brokers, you get a comprehensive and customizable policy to suit your needs. Our experts can show you how much you need to protect against property damage, liability, medical payments, and even coverage to replace cargo in the event of an accident. Are you managing a large fleet with employees? Sit down with us and we’ll figure out how much insurance you need to protect your workers.
There are a range of trucks taking to the roads of Texas. If you need insurance for transporting food or working on highways, American Insurance Brokers can assist you.
Our portfolio includes:
Don’t see your commercial truck on this list? Don’t worry! We understand the unique complexities of the trucking business and cover a variety of other vehicles. Get in touch with us to find out more about how we can serve you.
Our agents at American Insurance Brokers understand the demands of the southeastern trucking industry. We proudly serve clients in the following states.
There are many important aspects of commercial truck insurance requirements, but regulatory filings may be at the top of your priority list, and the task you dread most. When you work with American Insurance Brokers, you can rest assured knowing you’re always in compliance. You can count on us to handle or facilitate the following regulatory filings:
Every business is unique. Where you travel and what you’re hauling (if anything) will have an influence on your filing requirements. You can trust our team to closely examine your needs to ensure accuracy.
We believe it’s important to have an annual review of your commercial truck insurance in Texas. This is an opportunity for us to make sure you’re getting the coverage you need at the right price. We provide free and thorough annual policy reviews for current clients.
Once you’re on board with our team, we’ll do this every year. During this type of review, we’ll typically look for three important factors.
In Texas, businesses must carry commercial auto liability insurance to cover damages or injuries resulting from truck accidents. Other requirements may include cargo insurance, uninsured/underinsured motorist coverage, and specific coverages depending on the nature of your operations.
Truck insurance prices change depending on truck type, cargo, driver history, and chosen coverage limits. Contact us for a personalized quote based on your specific needs.
Commercial truck insurance is available for all sizes of businesses, from independent owners to those with big fleets. You can tailor coverage to meet the unique needs of your operation.
Report the accident to the police right away, then call your insurance company to start the claims process quickly. Gather as much information at the scene as possible, including photos of the damage and witness statements, if available.
To reduce insurance costs, maintain a clean driving record. Utilize safety programs and purchase safety technology for your vehicle. Make sure to update your coverage as your business evolves.
Insurance companies can design commercial truck insurance policies to cover interstate operations. It’s important to specify your operational area when obtaining insurance to ensure coverage extends beyond Texas, if necessary.
Non-trucking liability insurance provides coverage for personal use of a truck when it’s not under dispatch. This insurance is good for owner-operators who work for a trucking company, keeping them safe when not working.
American Insurance Brokers is the top choice for commercial truck insurance in Texas. wE have over 40 years of extensive experience in the Southeast.
Our goal is to find our clients reliable policies at fair prices. You can trust that our knowledgeable team will walk with you through every detail of the process.
Have a question? Just ask. What sets us apart is our ability to know what you need, why you need it, and when you need it.
Our team at American Insurance Brokers can help you choose the right coverage amount for your needs. Contact us today to learn more about how we can help you stay safer on the road.
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