About Us

Protecting your commercial fleet of trucks and drivers is a top priority for your company. That’s why all of us American Insurance Brokers are dedicated to helping you find the best commercial truck insurance for businesses both large and small. Here’s how we do what we do – and why we are dedicated to helping the commercial trucking industry.

What We Do

Commercial trucking is the backbone of many industries. Your fleet moves goods across the country every day, and it needs to be protected. Our commitment to you is this: we stand by our policyholders when the going gets tough. We’ll work hard to find you the best insurance you can get at a rate you can afford.

American Insurance Brokers works with almost three dozen major insurance carriers to put together the best commercial truck insurance policies for your fleet.

Whether you’ve got one truck or 100, we can customize a policy that meets the needs of your trucks and their drivers. We provide affordable insurance options that cover you no matter where you’re heading.

Who we serve

American Insurance Brokers specializes in commercial truck insurance. This means we serve independent contractor truckers and fleets both large and small.


what does commercial vehicle insurance cover

What kinds of trucks do we insure?


  • Tractor/trailers
  • Dump trucks
  • Straight trucks
  • Tow trucks
  • Car carriers
  • Tank trucks
  • Box trucks
  • Flatbed trucks
  • Hotshot trucks
  • Moving trucks
  • Semi-trucks


Don’t see your truck on this list? Give us a call or stop by our offices in Mandeville to discuss your specific needs.

What we cover


Your needs are as specialized as your business. We provide a variety of coverages tailored to your fleet.

This coverage might include:


american insurance brokers commercial trucks large 18 wheelers in a row

  • Commercial auto liability: Basic liability coverage that protects drivers, cargo, and property
  • Physical damage: Covers your business in the case of collision or other accidents
  • Medical payments coverage: Coverage for injuries sustained in an accident
  • Uninsured motorist insurance: Protects your fleet from drivers without insurance
  • Trailer interchange: Covers the fleet when a trailer is transferred from one trucker to another
  • Non-trucking liability insurance: Coverage for when a truck is being driven not under dispatch
  • Motor truck cargo insurance: Protects the freight being transported
  • Motor truck general liability insurance: Insurance for injuries or property damage that occurs that is not related to driving
  • On-hook towing insurance: Covers a vehicle that is being towed
  • Garagekeepers legal liability insurance: Insures garaged vehicles (i.e., in a tow yard)
  • Workers compensation insurance: Federally mandated insurance that covers medical costs and provides for lost wages in case of injury


You may not need every type of insurance above – American Insurance Brokers can help design coverage that’s right for you.

We do the work for you


You’re the professional behind the wheel, and we’ve got you covered before the rubber meets the road. At American Insurance Brokers, we’ve developed industry relationships over four decades and perform unparalleled research into the commercial trucking industry to find the best options for fleet owners.



This means you can spend your time focused on managing and growing your business, not worrying about whether or not you’re covered if disaster strikes.


We crunch the numbers for you in terms of:

  • The best coverage for your fleet
  • Competitive pricing for fleets of every size
  • Required coverages for your state


Managing a fleet or driving your own rig? We know you don’t always have time to do the research. With over 35 A-rated major insurance companies to choose from, American Insurance Brokers finds the best deal for you.

We connect you to coverage


Many people don’t realize that commercial truck insurance requirements vary from state to state. There are rules and regulations that govern different sizes of rigs, their travel and safety requirements, and how they are operated.


We make sure that fleet owners are set up with the right coverage for their needs. This includes factoring in for incidents that are specific to the South (e.g., hurricane delays, re-routing, and damage).


You don’t need to go searching for the best rates – we connect you to the best coverage available in our network of insurers.

We’re with you every mile


AIB truck insurance terms

As your fleet grows, we are with you every mile, no matter how long or rough the road. Our customer focus means we are always here to answer questions, resolve issues, and perform annual policy reviews to make sure your coverage matches your changing business needs.


Talk to us when you’ve got questions about:


  • Coverage limits
  • Deductibles
  • Insurance requirements in your state
  • Incident-specific questions
  • We’re here to make the complicated world of commercial truck insurance work for you.

Where We Started

For too long, the commercial truck insurance industry had few options and fewer people specializing in this highly regulated type of coverage. Truck drivers and fleet managers were dependent on a few companies that may not have had the best solutions for their insurance needs.

On September 1, 1980, Sue and David Miller founded American Insurance Brokers, Inc. They imagined an insurance company that understood their customers’ needs and put them first. With extensive backgrounds in the insurance industry and a commitment to customer service, they knew that what people needed was to trust their insurance agent and to have peace of mind with their insurance coverage. Sue and David wanted their customers to have a high level of confidence in them as insurance agents who could provide the commercial vehicle insurance that Louisiana businesses were looking for.

In 1983, Sue and David Miller’s daughter, Jill Whelton, joined the family-owned agency. For 24 years, the family worked hard to build a successful, reputable, and trustworthy insurance agency. Over nearly two and a half decades, they began to refine their offerings to focus on the commercial vehicle insurance industry across the South.

In 2007, Sue and David handed over the reins to Jill, who now owns American Insurance Brokers, Inc. For over 40 years, AIB has offered the best truck and commercial vehicle insurance in Louisiana. We are now a full-service insurance agency serving the truck insurance industry in seven different Southern states. 

Where We Serve


We may have started in Louisiana, but our expansion across the South was intentional. We know and understand the unique needs of commercial truck drivers across this region – it’s part of our daily commute, too!


High winds, driving rain, heat, humidity, and even the occasional ice storm in some of the higher elevations: we cover it all.



The states we serve include the following:



Although they are all located in the same region and face the same federal insurance regulations, each of these also have state-specific regulations. Our insurance specialists will make sure you and your fleet have the protection you need, no matter where you live and drive.

Find Answers To Your Questions


We know you’ve got questions. Getting started with insurance can be confusing — that’s why we’ve created these go-to guides for truck owners.


Your First Choice In The South


Whether you’re a contractor looking for a single-truck policy or a fleet owner hoping to better protect your drivers and trucks, we can help. We connect companies of every size to the best commercial truck insurance for their needs.


Our free policy review is a great way to see where you stand. We can help you evaluate your current coverage to see if gaps exist. Want lower deductibles and higher coverage limits? If you need better coverage at a competitive price, we can answer all of your questions and provide a quote.

Contact the dedicated staff at American Insurance Brokers today.

We’ll walk you through all of your options and help you find the best insurance coverage for your fleet.

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