American Insurance Brokers is your source for commercial truck insurance in Baton Rouge. Whether you’re new to the commercial trucking industry or looking to switch insurance providers, here’s what you need to know.
Facts About Commercial Auto Insurance
Any vehicle used for business, even if it’s also your personal vehicle, should have enough insurance to cover any incidents that may occur when you’re on the road. Most insurance policies do not provide coverage when a car or truck is used for business, so you’ll need to purchase a separate commercial policy.
When buying a commercial car or truck policy, make sure that it covers anyone who might drive the vehicle, as well as passengers. Also, make sure to check the driving records of all individuals listed on the policy, since people with negative marks on their driving record will cost more to insure.
If you’re driving a commercial truck carrying cargo, it’s paramount that your policy is comprehensive enough to cover the value of the merchandise in the event of accident or theft. And if you frequently travel in high-crime areas, extra coverage for theft is also a good idea.
What to Look for in a Provider
Choosing the right Baton Rouge commercial truck insurance provider is critical to ensure protection for you and your business. A company like American Insurance Brokers is well-versed in the trucking industry and can ensure that not only is the value of your commercial vehicle protected, but the value of the cargo you carry is protected as well—in some cases into the millions of dollars. Also, we are familiar with ensuring that your policy meets all applicable federal and state regulations for commercial trucking, including:
- Form E
- Form H
- OS/OW COI
When shopping for commercial vehicle insurance in the Baton Rouge area, choose the company with expertise and excellent customer service. You can call or stop by American Insurance Brokers for a free, no-obligation quote.
American Insurance Brokers, Inc.
69142 Highway 59 Ste A
Mandeville, LA 70471
Hours of Operation
Monday–Friday: 8 a.m.–5 p.m.